Standard bank home loans application status
The Standard bank home loan department is the department which provides housing loans to its customers. This department looks in to all the home loan applications, scrutinizes the application forms, performs a thorough check on the applicant, his details mentioned and lots more. It is in this department that the status of your application form can be found out.
The Standard bank home loan department has all the right to reject a particular form if it feels that the applicant will not be able to pay back the loan; or even if it finds any wrong information mentioned in the form. Standard bank home loan division is a sub-part of the Standard bank home loan department. This division comes under the home loan department and is responsible of providing guidance to loan applicants.
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All the details such as interest rates charged, the loan tenure and the repayment types is provided by this division. The Standard bank home loan division takes its course after the home loan department has completed its scrutinizing process. There are two types of Standard bank interest rates.
One is the fixed interest rate and the second is the variable rate of interest. The bank's home loan base rate is charged at This rate has been applicable after 14 Aug The Standard variable rate of interest keeps fluctuating every month, whereas the fixed interest rate remains the same till 10 years. The bank gives the option of switching over from one rate of interest to the other if the customer wishes so. In case you wish to cancel the fixed interest rate option and opt for the variable rate of interest then the bank charges a penalty of 1.
Standard bank home loan application process involves filling up of an application form and submitting the same at the Bank's home loan department. The home loan specialists would go through all the applications and contact the applicants individually. In case you do not receive any call from the bank's side for more than a week, you may contact the bank yourself and inquire about the your home loan application status. This way the customer does not need to search for a different number like reference number to check their application status.
Using this method, the customer can check the loan status from anywhere. The only downside with checking the loan status using this method for the customer is that they need to keep this number in hand as they might not have memorized it. If you are an existing customer, you have an added advantage. Not just the case where you can try and negotiate better loan terms you can also apply and check your loan status on the et banking portal.
All you need to do is login to your net banking portal and go to the loans section.
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Here you can apply, check or know the balance on the loan you apply. With more and more people look forward to owing a new house, the demand for home loans has skyrocketed in the recent years. A home loan is the easiest way to fulfil your dream of living in your own house. Having realised the demand, every bank offers home loans to their customers at competitive prices. Standard Chartered Bank, one of the popular banks in the country, provides tailor-made home loans to salaried and self-employed individuals at attractive interest rates and a longer tenure.
Standard Bank Home Loan Application
You can apply for an Standard Chartered Bank home loan either online or offline. After completing the application process, you can track the application process using the methods given above. To apply for a home loan, you can either do it online or in person to the nearest Standard Chartered Bank branch. Like Standard Chartered Bank, every bank has an online portal. The users can visit the official website of the bank and provide details such as name, income, employment and property documents to apply for a home loan. Once application submission is over, the bank will process your application and approve your home loan.
The applicants can also track the home loan application online and offline using simple steps.
You can visit the bank, fill in the application and submit it along with the requisite documents. To apply for a home loan with Standard Chartered Bank, you will generally require the following documents. Your EMI amount will be debited automatically at the end of the monthly cycle from the Standard Chartered Bank account you specify. It is simple, and you do not need to remember each month about paying the loan manually.
There is also Electronic Clearing Service ECS which can be used in case you do not have an account at the lender bank. ECS is where you give the lender bank permission to directly withdraw money automatically, each month from your specified other bank account. Lastly there is Post-Dated Cheques PDCs which can be submitted to the lender bank for the duration of the tenure, which the bank will deposit each month on the date specified by you.
Most banks make this facility available only in areas where the ECS or SI facilities are not available. This method also has the drawback where the bank might lose the cheques as the duration or tenure is long. You can track your home loan application status either online or offline.
Standard Bank Home Loan Application Form
You may have to provide the details of your Application ID, mobile number or date of birth to track the status of your home loan application. You can apply online or get in touch with us by calling in at our phone banking number, write to us at customer. The minimum loan amount that can be availed is INR.
Processing fees may vary from 0.
Standard Bank Home Loans
You can include your immediate relatives spouse, parents, or children as co-applicants on the loan. Siblings can be co-applicants if they are co-owners to the property. You also have the option of including proprietor concerns, partnership firms, private limited companies, and closely held limited companies as co-applicants. Apply Now. Creating a solid foundation for your home Our home loans enable you to visualise your home with attractive rates starting at 9. Tailor made solutions Get home loans of up to INR 35 Crore with flexible tenure repayment of up to 25 years.
Standard Bank Home Loan Application Form
Balance transfer with Top-up Transfer your existing home loan to us and ease your EMIs with simplified balance transfer solutions at reduced rates with top-up facility. Credit at the sole discretion of Standard Chartered Bank. Cashback will be credited to your Standard Chartered savings account. Other facilities Avail refinance on payments within 6 months of property purchase under the Home loan programme.
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Get top-up for amount equaivalent to existing home loan at home loan rates. Home Saver A unique financing solution that allow you to pay back your home loan faster with reduced interest burden. Doorstep service Get your Home Loan faster with our door step services.